INGDirect just increased 25 basis points to 2.10% APY on their 12-month CD product. It is now one of the highest CD Rates in the country. There is a $1 minimum deposit to open an ING Direct Orange CD.
Good Sam Visa Signature – Barclays Credit Card – 0% APR 12 Months $75 BT Fee
Barclays Credit Card’s Good Sam Club Visa Signature is offering 0% APR for FULL 12 months with a maximum balance transfer cap fee of $75. Nowadays, it is very hard to find a Balance Transfer without the 3% to 5% balance transfer fee. For a $10,000 balance transfer that equals $300 to $500; for a $20,000 balance transfer that equals a staggering $600 to $1,000 in balance transfer fee alone. If you’re approved for $20,000 credit limit, that is almost a $1,000 in savings.
If you have above average credit and need a great 12-Month 0% APR balance transfer, this is a great deal.
H&R Block CD Rates 2.00% APR for 6 Month CD
H&R Block known for their tax preparation service is offering a rather attractive rate of 2.00% APR on their 6-month CD. The H&R certificate of deposit is only available online. H&R Block CD requires a minimum of $250 to open.
Did you file an extension for 2008 tax return? If so, your tax return is due on October 15, 2009. Less than 1 month away.
MetLife Bank CD Rates – 12 Month CD 2.25%
If you thought MetLife is exclusively Life Insurance company think again. MetLife offers Savings, CDS, Home Loans thru their MetLife Bank subsidiary. Currently MetLife Bank is offering a super attractive 2.25% APR on their 12 Month CD. The only caveat to this great deal is you need $25,000 or more in deposit to qualify for this great rate.
Click here to apply for MetLife CD online and enter Sally10 on the promotional code box. Or alternatively call MetLife to open an account at 1-800-607-0328.
Discover Bank $25 Bonus and 2.00% APY CD
Discover Bank is offering $25 Bonus when you open a 12-Month no penalty CD. The 12-Month CD offers an extremely attractive rate 2.00%. To get the $25 Bonus, click here and Enter D120124 on the Offer Code box. Offer ends on December 31, 2009.
The $25 offer is valid through 12/31/2009. To receive the cash offer, the offer code listed above must be used when applying. A minimum deposit of $2,500 in new funds must be received within 30 days of submitting an application and must remain on the account for 90 days to remain eligible for the cash offer. The offer will be applied to your Discover Bank 12-Month CD account 90 days after new funds have been received. Should involuntary unemployment occur prior to the 90-day funding period, and the CD is broken without penalty, the account will no longer remain eligible for the cash offer. Offer may be withdrawn at any time and without notice. Cash offer is considered interest income and will be reported on IRS form 1099-INT.
Equity Bank 12-month CD 2.25% APR
Equity Bank is offering a competitive rate of 2.25% APY for their 12-month CD. Their 24-month CD at 2.70% APY and 36-month CD at 3.00% APY are also quite attractive. Minimum deposit of $1,000 is required to open the CD. The CD Rate is available nationwide.
Equity Bank, SSB (FDIC Cert: 23498) is a FDIC Savings Bank and was established and has been FDIC insured since July 15, 1981.
Equity Bank has two (2) domestic branches located in Texas.
North Dallas
5220 Spring Valley Road, Suite 160
Dallas, Texas 75254
Phone: 214-237-3170
Fax: 972-503-8202
Downtown Dallas / Park Cities
3500 Maple Ave, Suite 108
Dallas, Texas 75219
Phone: 214-217-4545
Fax: 214-217-4640
E-Loan 24-Month CD 2.47% APR
E-Loan is offering a very attractive rate of 2.47% APR on their 24-month CD. Minimum of $10,000 deposit is required for opening any E-Loan Certificate of Deposits. The CD must be be open online. The rate of 2.47% APR is listed as of July 29, 2009 and can be pulled out anytime.
HSBC 12-month CD 2.00% APY Online Only
HSBC is currently offering 2.00% on their 12-month CD. The offer is only for limited time and can only be apply online. Minimum $1,000 deposit to qualify for the rate.
Dime Savings Bank 5-Year CD 3.75% APR
New York based bank Dime Savings Bank is offering attractive 3.75% Yield on their 5-Year CD. The offer is available nationwide with $500 minimum opening deposit.
Dime Savings Bank has branches in New York City and Long Island in the following areas: Bay Ridge, Bayside, Bellmore, Bensonhurst, Boro Park, Brooklyn Heights, Flushing, Glen Oaks, Greenpoint, Hillcrest, Jackson Heights, Kings Highway, Long Island City, Marine Park, Merrick, Midwood, Port Washington, Soundview, Sunnyside, Valley Stream, Westbury, Whitestone, Williamsburg
American Express CD Rates – 2-Year CD – 2.50% APY
American Express is offering a competitve 2.50% APY rate on their 2-Year CD. For longer term CD, America Express CD rates are very high compared to the national average. Amex 12-month CD is yielding 2.00% APY, their 3-Year CD rate is 3.00% APY.
There is no minimum deposit required to open a Certificate of Deposit account and there are no FEES!
TotalBank 3-Month CD 2.55% APY Online

TotalBank, member of FDIC, based in Florida, is offering very attractive rate of 2.55% APY for their 3-month CD. This offer is only available online. Minimum opening deposit amount is $1,000. Click here for more information about TotalBank 2.55% APY 3-month CD.

Signature Bank 12-Month CD 2.50% APY – New York City

Signature Bank in New York City is offerinng 2.50% APY for their 12-month CD. Minimum opening CD deposit is $5,000. Few years ago, 4%-5% was the normal APY rate for short term CD rates not 12-month CD rates average under 1.5% APY.
For more information call them at 1.866.SIGLINE or visit their website.
| 950 Third Avenue at 57th St 9th Floor New York, NY 10022 |
Private Client Group Hours: Teller Service: ATM: No |
8:30am – 4:00pm 8:30am – 4:00pm |
| 300 Park Avenue at 49th St New York, NY 10022 |
Private Client Group Hours: Teller Service: ATM: Yes |
8:00am – 4:00pm 8:00am – 4:00pm |
| 565 Fifth Avenue at 46th St 12th Floor New York, NY 10017 |
Private Client Group Hours: Teller Service: ATM: No |
9:00am – 4:00pm 9:00am – 4:00pm |
| 261 Madison Avenue at 39th St New York, NY 10016 |
Private Client Group Hours: Teller Service: ATM: Yes |
8:00am – 4:00pm 8:00am – 4:00pm |
| 71 Broadway at Rector St New York, NY 10006 Client Accommodation Office 111 Broadway New York, NY 10006 |
Private Client Group Hours: Teller Service: ATM: Yes (Limited Services Available) |
8:00am – 4:00pm 8:00am – 4:00pm
8:00am – 5:00pm |
| 200 Park Avenue South at Union Square Suite 501 New York, NY 10003 |
Private Client Group Hours: Teller Service: ATM: No |
8:00am – 4:00pm 8:00am – 4:00pm |
| 1020 Madison Avenue between 78th & 79th Streets 4th Floor New York, NY 10021 |
Private Client Group Hours: Teller Service: ATM: No |
9:00am – 4:00pm 9:00am – 4:00pm |
Brooklyn
| 84 Broadway at Berry St Brooklyn, NY 11211 |
Private Client Group Hours: Teller Service: ATM: Yes |
9:00am – 4:00pm 9:00am – 4:00pm |
| 26 Court Street at Remsen St Brooklyn, NY 11242 |
Private Client Group Hours: Teller Service: ATM: Yes |
8:00am – 4:00pm 8:00am – 4:00pm |
| 6321 New Utrecht Avenue (at 64th Street) Brooklyn 11219 |
Private Client Group Hours: Teller Service: ATM: No |
8:00am – 4:00pm 8:00am – 4:00pm |
Bronx
| 421 Hunts Point Ave at Drake Park S Bronx, NY 10474 |
Private Client Group Hours: Teller Service: ATM: No |
9:00am – 3:00pm 9:00am – 3:00pm |
Queens
| 36-36 33rd Street bet 36th & 37th Ave 4th Floor Long Island City, NY 11106 |
Private Client Group Hours: Teller Service: ATM: No |
8:30am – 4:00pm 8:30am – 4:00pm |
| 78-27 37th Avenue 2nd Floor Jackson Heights, NY 11372 |
Private Client Group Hours: Teller Service: ATM: No |
9:00am – 4:00pm 9:00am – 4:00pm |
Staten Island
| 2066 Hylan Blvd Staten Island, NY 10306 |
Private Client Group Hours: Teller Service: ATM: Yes |
8:30am – 4:30pm 8:30am – 4:30pm |
Westchester
| 1C Quaker Ridge Road in Quaker Ridge Mall New Rochelle, NY 10804 |
Private Client Group Hours: Teller Service: ATM: Yes |
9:00am – 3:00pm 9:00am – 3:00pm |
| 360 Hamilton Avenue 6th Floor White Plains, NY 10601 |
Private Client Group Hours: Teller Service: ATM: No |
8:30am – 4:00pm 8:30am – 4:00pm |
Long Island
| 1225 Franklin Avenue at Old Country Rd Suite 250 Garden City, NY 11530 |
Private Client Group Hours: Teller Service: ATM: Yes |
8:00am – 4:00pm 8:00am – 4:00pm |
| 279 Sunrise Highway between North Park & Morris Ave Rockville Center, NY 11570 |
Private Client Group Hours: Teller Service: ATM: Yes |
9:00am – 4:00pm 9:00am – 4:00pm |
| 68 South Service Road at Round Swamp Rd Melville, NY 11747 |
Private Client Group Hours: Teller Service: ATM: No |
8:30am – 4:00pm 8:30am – 4:00pm |
| 40 Cuttermill Road, Suite 501
at Middle Neck Rd Great Neck, NY 11021 |
Private Client Group Hours:
Teller Service: ATM: No |
8:00am – 5:00pm
8:00am – 4:00pm |
| 923 Broadway at Woodmere Blvd
Woodmere, NY 11598 |
Private Client Group Hours:
Teller Service: ATM: Yes |
8:30am – 4:00pm
8:30am – 4:00pm |
| 100 Jericho Quadrangle, Ground Floor
Jericho, NY 11753 |
Private Client Group Hours:
Teller Service: ATM: Yes |
8:30am – 4:00pm
8:30am – 4:00pm |
OneWest Bank CD Rates – 18-Month CD 2.70% APY
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OneWest Bank, formerly IndyMac Federal Bank, is offering very attractive CD rates for it’s 18-Month CD. It is currently yields 2.70% which ranks among the higest 18-Month CD in the country. Minimum $5,000 Opening deposit is required.

Citibank CD Rates – May 2009 – 12-Month CD 2.25% APY

Citibank is offering 2.25% APY for their 12-month CD. Only $500 minimum deposit is required for opening Citibank CDs. Citibank CDs can be open online, branch visit or by calling 1-800-387-9500.

Regions Bank CD Rates – May 2009

Regions offers attractive CD Rates with their 18-Month CD and 39-47 Month CD. Regions required $10,000 minimum deposit for their CDs. Regions 18-Month CD yields 2.00% APY while their 39-47 Month CD yields 3.00% APY. CD rates are as of May 2009.

HSBC CD Rates – May 2009


HSBC CD Rates are extremely low compared with other national banks. Generally HSBC CD Rates yield less than 1.00% APY. Only with HSBC 4 year CD to 10 year CD does the yield approach 1.00% APY. Stay away from HSBC Certificate of Deposits as the rate is just too low compared with other banks. HSBC CD Rates are as of May 2009.











