Wachovia CD Rates – May 2009

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Wachovia CD Rates are average compared with other national banks in the country.  Wachovia 9-Month CD yields 1.20% APY while Wachovia 17-Month CD yields 1.65% and Wachovia 32-Mondh CD yields 2.25% APY.  All CDs require $5,000 minimum deposit.

Bank of America CD Rates – May 2009

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Bank of America CD Rates are average compared with other national banks.  Bank of America offers 1.65% APY for their 12-Month High Yield CD.  BofA CD requires $5,000 minimum to open with 12 month term at a locked rate of 1.65% APY.  Apply online here

Wells Fargo CD Rates – May 2009

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Wells Fargo CD Rates are relatively low compared with other national banks.  Wells Fargo 9-Month CD yields 1.10% APY while the 25-Month CD yields a more respectable 2.00% APY. Wells Fargo Special CD Offer requires $5,000 minimum deposit.

Chase Bank CD Rates – May 2009

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Chase Bank CD Rates are not that favorable compared with other big banks.  Chase 12-Month CD are only yielding 0.25% APY for CDs under $10,000. Chase 24-Month CD and Chase 60-Month CD are a little bit more attractive yielding 2.00% APY and 2.50% APY respectively.  The Chase CD Rates are as of May 2009.

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AIG Bank CD Rates – May 2009

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AIG Bank CD Rates are extremely attractive compared with other national banks.  They shortest CD, 6-Month CD, yields 1.91% APY, the popular 12-Month CD yields an impressive 2.41% APY while their longest CD, 60-Month CD yields an outstanding 3.46% APY.  The CD Rates are as of May 2009.

Ally Bank CD Rates

Ally Bank Certificate of Deposit (CD) Rates – As of May 15, 2009

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Term Length Interest Rate APY %
3 Month CD 1.73% 1.75%
6 Month CD 2.13% 2.15%
12 Month CD 2.76% 2.80%
2 Year CD 2.86% 2.90%
3 Year CD 3.15% 3.20%
5 Year CD 3.44% 3.55%

East Bank New York 9-month CD 2.45% APY

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East Bank, a local New York City based bank is offering 2.45% APY for their 9-month CD.    They appeared to be located in major Chinatown area within New York City. Minimum deposit is $2,500 and branch visit is required for opening.

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Manhattan Office:
183 Centre Street
New York, NY 10013
Tel : (212) 219-9000 Fax : (212) 219-9208

Flushing Branch :
136-81 Roosevelt Avenue
Flushing, NY 11354
Tel : (718) 353-8000 Fax: (718) 353-8678

USAA Bank 2 Year CD at 3.25% – Nationwide

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USAA is offering one of the highest 2 Year CD rate offered in the country.  In addition to the high rate, USAA is known to provide exceptional customer service support.  Minimum opening deposit is $1,000.

To take advantage of this offer, click here to open a two-year 3.25% APY USAA Fixed Rate CD. Or, call (800) 531-8132 and mention CEO CD.
(Offer expires May 31, 2009)

Discover Bank CD Rates for May 2009

Discover Bank Certificate of Deposit CD Rates for May 2009.  Minimum deposit of $2,500 is required for Discover Bank.  (updated as of May 4, 2009)

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Term Interest Rate % APY %
3 Months 1.25% 1.25%
6 Months 1.74% 1.75%
9 Months 1.89% 1.90%
12 Months (1 Year) 2.33% 2.35%
24 Months (2 Years) 2.72% 2.75%
30 Months 2.72% 2.75%
36 Months (3 Years) 3.06% 3.10%
48 Months (4 Years) 3.25% 3.30%
60 Months (5 Years) 3.54% 3.60%
84 Months (7 Years) 3.64% 3.70%
120 Months (10 Years) 3.93% 4.00%

Best 1 Year CD Rates – April 2009

One Year CD Rate is the most popular choice for most consumers as it gives a good balance between high rate and flexibility.  The highest one year CD rate offered is by GMAC Bank with 2.71% APY.

gmac-bank-logo2.71% APY with $500 minimum deposit

 

hsbc_direct.gifHSBC Bank - 2.30% APY with $10 minimum deposit

 

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Discover Bank – 1.75% APY with $2,500 minimum deposit

Discover Bank CD Rates – April 2009

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Discover Bank, member of FDIC, offers one of the highest rates for Certificate of Deposits.  It is one of few banks that offer 7 Years and 10 Year CD.  Currently, the Discover Bank 5 Year CD is offering an outstanding 3.60% APY.  It is one of the highest CD rates offered in the country.

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With Discover Bank CD, you can 

 

  • Choose terms from 3 months to 10 years
  • Accumulate interest in your CD or transfer it to another account
  • Rest assured your money is safe in our FDIC-insured accounts

Best 3 Month CD Rates – April 2009

 

The following are the best 6 Month CD Rates offered across the country as of April 2009

gmac-bank-logo1.73% APY with $500 minimum deposit

 

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Discover Bank – 1.25% APY with $2,500 minimum deposit

 

Imperial Capital Bank: 1.83% APY with $2,000 minimum deposit

UFBDirect.com: 1.74% APY with $8,000 minimum deposit

Nexity Bank: 1.75% APY with $1,000 minimum deposit

 

Best 6 Month CD Rates – April 2009

The following are the best 6 Month CD Rates offered across the country as of April 2009

gmac-bank-logo2.23% APY with $500 minimum deposit

 

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Discover Bank – 1.74% APY with $2,500 minimum deposit

 

State Bank of India: 2.20% APY with $5,000 minimum deposit

Corus Bank: 2.23% APY with $10,000 minimum deposit

Nexity Bank: 2.19% APY with $1,000 minimum deposit

Best 3 Year CD Rates – April 2009

The following are the best 3 year CD Rates offered across the country as of April 2009

gmac-bank-logo3.15% APY with $500 minimum deposit

 

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Discover Bank – 3.06% APY with $2,500 minimum deposit

 

State Bank of India: 2.75% APY with $5,000 minimum deposit

UFBDirect.com: 3.50% APY with $8,000 minimum deposit

Advanta Bank: 2.76% APY with $10,000 minimum deposit

GMAC Bank CD Rates – April 2009

GMAC Bank offers a extremely competitive rate for Certificate of Deposits.  GMAC Bank 1 Year CD, 3 Year CD and 5 Year CD Rate is among the highest in the nation. Currently the GMAC 5 Year CD Rate is 3.44% APY.

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$500 minimum opening deposit required. Deposit term will begin upon receipt of initial deposit. Your interest rate will be the one in effect on that date. Interest compounded daily.

HSBC Direct CD Rates – April 2009

HSBC Direct, one of the biggest online savings bank, has very competitive Certificate of Deposit CD rates if you’re looking to deposit into a big national bank with good rates.  Notice how the HSBC 12 Month CD and 18 Month CD is higher than 24Month, 30 Month and 36 Month CD.  The rate is effective as of April 2009.

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HSBC 6 Month CD Rate: 1.85% APY

HSBC 9 Month CD Rate: 2.05% APY

HSBC 12 Month CD Rate: 2.30% APY

HSBC 18 Month CD Rate: 2.35% APY

HSBC 24 Month CD Rate: 2.05% APY

HSBC 30 Month CD Rate: 2.05% APY

HSBC 36 Month CD Rate: 2.05% APY

HSBC 48 Month CD Rate: 2.50% APY

And, trust that your money’s being saved wisely:

  • Your money’s FDIC-insured to the maximum permitted by law
  • You’ll bank in a secure online environment.
  • Money Magazine named HSBC Direct “Best of Breed” in 2007.