
Wachovia CD Rates are average compared with other national banks in the country. Wachovia 9-Month CD yields 1.20% APY while Wachovia 17-Month CD yields 1.65% and Wachovia 32-Mondh CD yields 2.25% APY. All CDs require $5,000 minimum deposit.
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Wachovia CD Rates are average compared with other national banks in the country. Wachovia 9-Month CD yields 1.20% APY while Wachovia 17-Month CD yields 1.65% and Wachovia 32-Mondh CD yields 2.25% APY. All CDs require $5,000 minimum deposit.

Bank of America CD Rates are average compared with other national banks. Bank of America offers 1.65% APY for their 12-Month High Yield CD. BofA CD requires $5,000 minimum to open with 12 month term at a locked rate of 1.65% APY. Apply online here


Wells Fargo CD Rates are relatively low compared with other national banks. Wells Fargo 9-Month CD yields 1.10% APY while the 25-Month CD yields a more respectable 2.00% APY. Wells Fargo Special CD Offer requires $5,000 minimum deposit.

Chase Bank CD Rates are not that favorable compared with other big banks. Chase 12-Month CD are only yielding 0.25% APY for CDs under $10,000. Chase 24-Month CD and Chase 60-Month CD are a little bit more attractive yielding 2.00% APY and 2.50% APY respectively. The Chase CD Rates are as of May 2009.



AIG Bank CD Rates are extremely attractive compared with other national banks. They shortest CD, 6-Month CD, yields 1.91% APY, the popular 12-Month CD yields an impressive 2.41% APY while their longest CD, 60-Month CD yields an outstanding 3.46% APY. The CD Rates are as of May 2009.
Ally Bank Certificate of Deposit (CD) Rates – As of May 15, 2009

| Term Length | Interest Rate | APY % |
| 3 Month CD | 1.73% | 1.75% |
| 6 Month CD | 2.13% | 2.15% |
| 12 Month CD | 2.76% | 2.80% |
| 2 Year CD | 2.86% | 2.90% |
| 3 Year CD | 3.15% | 3.20% |
| 5 Year CD | 3.44% | 3.55% |

East Bank, a local New York City based bank is offering 2.45% APY for their 9-month CD. They appeared to be located in major Chinatown area within New York City. Minimum deposit is $2,500 and branch visit is required for opening.

Manhattan Office:
183 Centre Street
New York, NY 10013
Tel : (212) 219-9000 Fax : (212) 219-9208
Flushing Branch :
136-81 Roosevelt Avenue
Flushing, NY 11354
Tel : (718) 353-8000 Fax: (718) 353-8678

USAA is offering one of the highest 2 Year CD rate offered in the country. In addition to the high rate, USAA is known to provide exceptional customer service support. Minimum opening deposit is $1,000.
To take advantage of this offer, click here to open a two-year 3.25% APY USAA Fixed Rate CD. Or, call (800) 531-8132 and mention CEO CD.
(Offer expires May 31, 2009)
Discover Bank Certificate of Deposit CD Rates for May 2009. Minimum deposit of $2,500 is required for Discover Bank. (updated as of May 4, 2009)
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| Term | Interest Rate % | APY % |
| 3 Months | 1.25% | 1.25% |
| 6 Months | 1.74% | 1.75% |
| 9 Months | 1.89% | 1.90% |
| 12 Months (1 Year) | 2.33% | 2.35% |
| 24 Months (2 Years) | 2.72% | 2.75% |
| 30 Months | 2.72% | 2.75% |
| 36 Months (3 Years) | 3.06% | 3.10% |
| 48 Months (4 Years) | 3.25% | 3.30% |
| 60 Months (5 Years) | 3.54% | 3.60% |
| 84 Months (7 Years) | 3.64% | 3.70% |
| 120 Months (10 Years) | 3.93% | 4.00% |
One Year CD Rate is the most popular choice for most consumers as it gives a good balance between high rate and flexibility. The highest one year CD rate offered is by GMAC Bank with 2.71% APY.
2.71% APY with $500 minimum deposit
HSBC Bank - 2.30% APY with $10 minimum deposit
Discover Bank – 1.75% APY with $2,500 minimum deposit

Discover Bank, member of FDIC, offers one of the highest rates for Certificate of Deposits. It is one of few banks that offer 7 Years and 10 Year CD. Currently, the Discover Bank 5 Year CD is offering an outstanding 3.60% APY. It is one of the highest CD rates offered in the country.

With Discover Bank CD, you can
The following are the best 6 Month CD Rates offered across the country as of April 2009
1.73% APY with $500 minimum deposit
Discover Bank – 1.25% APY with $2,500 minimum deposit
Imperial Capital Bank: 1.83% APY with $2,000 minimum deposit
UFBDirect.com: 1.74% APY with $8,000 minimum deposit
Nexity Bank: 1.75% APY with $1,000 minimum deposit
The following are the best 6 Month CD Rates offered across the country as of April 2009
2.23% APY with $500 minimum deposit
Discover Bank – 1.74% APY with $2,500 minimum deposit
State Bank of India: 2.20% APY with $5,000 minimum deposit
Corus Bank: 2.23% APY with $10,000 minimum deposit
Nexity Bank: 2.19% APY with $1,000 minimum deposit
The following are the best 3 year CD Rates offered across the country as of April 2009
3.15% APY with $500 minimum deposit
Discover Bank – 3.06% APY with $2,500 minimum deposit
State Bank of India: 2.75% APY with $5,000 minimum deposit
UFBDirect.com: 3.50% APY with $8,000 minimum deposit
Advanta Bank: 2.76% APY with $10,000 minimum deposit
GMAC Bank offers a extremely competitive rate for Certificate of Deposits. GMAC Bank 1 Year CD, 3 Year CD and 5 Year CD Rate is among the highest in the nation. Currently the GMAC 5 Year CD Rate is 3.44% APY.

$500 minimum opening deposit required. Deposit term will begin upon receipt of initial deposit. Your interest rate will be the one in effect on that date. Interest compounded daily.
HSBC Direct, one of the biggest online savings bank, has very competitive Certificate of Deposit CD rates if you’re looking to deposit into a big national bank with good rates. Notice how the HSBC 12 Month CD and 18 Month CD is higher than 24Month, 30 Month and 36 Month CD. The rate is effective as of April 2009.

HSBC 6 Month CD Rate: 1.85% APY
HSBC 9 Month CD Rate: 2.05% APY
HSBC 12 Month CD Rate: 2.30% APY
HSBC 18 Month CD Rate: 2.35% APY
HSBC 24 Month CD Rate: 2.05% APY
HSBC 30 Month CD Rate: 2.05% APY
HSBC 36 Month CD Rate: 2.05% APY
HSBC 48 Month CD Rate: 2.50% APY
And, trust that your money’s being saved wisely:
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