July 1, 2009
Chase Sapphire Card 10,000 Bonus Points = $100 Gift Card
Chase Bank newest credit card, Chase Sapphire Card is branded as the Ultimate Rewards. Currently, Chase is offering 10,000 bonus points after you make your first purchase (buy a soda). You can redeem the 10,000 points into $100 Gift Card at major retailers across the country. The points on Chase Sapphire never expire and has no blackout dates nor any limits you can earn.
Other features on the Chase card include:
- One point for every dollar you spend on the card*
- Double points on airfare purchased through the Travel Booking Tool*
- Up to 10 bonus points per dollar when you shop online at over 300 of your favorite merchants featured at the Ultimate Rewards Mall.
With any credit card you apply, make sure to read the fine print on the fees and rates.
RATE, FEE AND OTHER COST INFORMATION
| Annual Percentage Rate (APR) for purchases |
| 10.24% variable. |
| Other APRs |
| Balance Transfer APR: 10.24% variable.
Cash Advance APR: 19.24% variable Default APR: Up to 29.99% variable. See explanation below. Overdraft Advance APR: 19.24% variable (not available in some states) |
| Variable rate information |
| The following APRs may vary monthly based on the Prime Rate:
Purchase and Balance Transfer APR: The Prime Rate plus 6.99%. Cash Advance APR: The Prime Rate plus 15.99%. Default APR: The Prime Rate plus up to 26.99%, but not more than 29.99%. Overdraft Advance APR: The Prime Rate plus 15.99%. |
| Grace period for repayment of purchase balances |
| At least 20 days. |
| Method of computing the balance for purchases |
| Average daily balance method (including new purchases). |
| Annual fee |
| None |
| Minimum finance charge |
| $1.00 |
| Transaction fee for balance transfers |
| 3% of the amount of each transaction, but not less than $5.00. |
| Transaction fees for cash advances |
| 3% of the amount of the transaction, but not less than $10.00. |
| Late Payment fee |
| $15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over. |
| Over-the-Credit-Limit fee |
| None |
| International Transaction fee |
| 3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency. |
Related posts:
- Chase Sapphire Preferred Credit Card $250 Gift Card Bonus
- Chase Sapphire 10,000 Bonus Points = $100 Gift Cards
- Chase Sapphire Credit Card
- Citibank 20,000 Thank You Points or $200 Gift Card Bonus – NO Direct Deposit Required
- Citibank Citi PremeirPass Card 20,000 Bonus Points – $200 Gift Card
ace
August 20, 2009 at 4:22 am
Chase can take their cards and SHOVE IT where the sun don’t shine. They are nothing but LIARS. They tack on all sorts of fees to the card and paying the minimum or even half of the card balance isn’t good enough for them. They will just close your account after a couple of times of you only paying half the card balance, report you to the credit bureaus as “delinquent” and send 10 different debt collectors after you. I’m not kidding about this.
There is NO negotiating with them. It’s either you pay the card in full or you will be paying through the nose with their miscellaneous fees. I wouldn’t recommend Chase to a dog for Christ sakes.
Don’t get a card with Chase and certainly DO NOT open a bank account with Chase. You will be SORRY beyond belief if you have an account with Chase. Chase will close your bank account without warning if you don’t keep more than $12 in it at any given time. $12 that goes towards their “monthly service fee”. And after they close your bank account, your name gets listed in Chex System and you have NO choice but to get a second chance checking account. There is NO way of getting your name out of the Chex System.
If you have an account with Chase, CLOSE IT NOW. DO NOT WAIT. DO NOT PATRONIZE THEM. Don’t patronize businesses that practice deceptive tactics. I will HATE Chase forever and a day. I don’t want anyone to go through what I went through with Chase. It’s mind blowing the way they operate.
usux
August 28, 2009 at 1:57 pm
you shouldn’t even be able to apply for credit card.. If u can’t afford to pay what u owe.. don’t buy. Do u really think that you can get a 50% discount?