Citi Dividend Card – 5% Cash Back

Citi Dividend cardholders can earn 5% cash back when using their card through September 30th. Cash back valid on airline & car rental purchases and back to school shopping at Gap, Banana Republic, Old Navy, Gap Outlet and Banana Republic Factory store. To qualify, you must log onto your online account and click on the 5% cash back offer or dial 1-800-231-0891.

Non Citi Dividend cardholders can apply for one. Benefits include:

  • $150 cash back after $500 in purchases within the first 3 months of account opening
  • No annual fee
  • 0% Intro APR on purchases & balance transfers for 12 months (12.99%-22.99% thereafter)
  • 1% cash back on all other purchases

Citi Dividend also offers an option for college students who want to do more than build their credit. Benefits include:

  • No annual fee
  • No cosigner required
  • 0% Intro APR on purchases for 7 months (12.99%-20.99% thereafter)
  • 5% cash back on gas stations, supermarkets, drugstores, and utilities for 6 months
  • At least 2% cash back in popular rotating categories (restaurants, apparel, etc.)
  • 1% cash back on all other purchases
  • Average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center
  • Free credit education tips & tools to help with money management
  • $0 liability on unauthorized purchases


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