Chase Sapphire Card 10,000 Bonus Points = $100 Gift Card

Chase Bank newest credit card, Chase Sapphire Card is branded as the Ultimate Rewards.   Currently, Chase is offering 10,000 bonus points after you make your first purchase (buy a soda).  You can redeem the 10,000 points into $100 Gift Card at major retailers across the country.  The points on Chase Sapphire never expire and has no blackout dates nor any limits you can earn.


Other features on the Chase card include:

  • One point for every dollar you spend on the card*
  • Double points on airfare purchased through the Travel Booking Tool*
  • Up to 10 bonus points per dollar when you shop online at over 300 of your favorite merchants featured at the Ultimate Rewards Mall.

With any credit card you apply, make sure to read the fine print on the fees and rates.


Annual Percentage Rate (APR) for purchases
10.24% variable.
Other APRs
Balance Transfer APR: 10.24% variable.

Cash Advance APR: 19.24% variable

Default APR: Up to 29.99% variable. See explanation below.

Overdraft Advance APR: 19.24% variable (not available in some states)

Variable rate information
The following APRs may vary monthly based on the Prime Rate:

Purchase and Balance Transfer APR: The Prime Rate plus 6.99%.

Cash Advance APR: The Prime Rate plus 15.99%.

Default APR: The Prime Rate plus up to 26.99%, but not more than 29.99%.

Overdraft Advance APR: The Prime Rate plus 15.99%.

Grace period for repayment of purchase balances
At least 20 days.
Method of computing the balance for purchases
Average daily balance method (including new purchases).
Annual fee
Minimum finance charge
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00.
Transaction fees for cash advances
3% of the amount of the transaction, but not less than $10.00.
Late Payment fee
$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Credit-Limit fee
International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.