Citi Dividend Card – 5% Cash Back

Citi Dividend cardholders can now begin to register to earn 5% cash back from October 1st-December 31st. Cash back valid on purchases made at Macy’s, electronic stores, and toy stores. To enroll, you must log onto your online account and click on the 5% cash back offer or dial 1-800-231-0891.


Non Citi Dividend cardholders can apply for one. Benefits include:

  • $150 cash back after $500 in purchases within the first 3 months of account opening
  • No annual fee
  • 0% Intro APR on purchases & balance transfers for 12 months (12.99%-22.99% thereafter)
  • 1% cash back on all other purchases

Citi Dividend also offers an option for college students who want to do more than build their credit. Benefits include:

  • No annual fee
  • No cosigner required
  • 0% Intro APR on purchases for 7 months (12.99%-20.99% thereafter)
  • 5% cash back on gas stations, supermarkets, drugstores, and utilities for 6 months
  • At least 2% cash back in popular rotating categories (restaurants, apparel, etc.)
  • 1% cash back on all other purchases
  • Average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center
  • Free credit education tips & tools to help with money management
  • $0 liability on unauthorized purchases