A few days ago, we posted about 2013’s first quarter 5% cash back offers from Chase, Citi, and Discover. Back then, only registration for Discover’s Cashback offer was opened. As of now, registration is open for all 3 cards, so hurry up and register! The first quarter runs from January 1, 2013-March 31, 2013.

As a reminder, here are the 5% cashback categories for each card:

• Chase Freedom: Gas stations, Drugstores, and Starbucks stores. Up to $75 cash back ($1,500 in purchases). Sign up begins December 15th.
• Citi Dividend: Zappos.com*, Fitness clubs, Drugstores. Up to $300 cash back ($6,000 in purchases) per calendar year. Sign up not yet open.
• Discover Card: Restaurants and Movies. Up to $75 cash back ($1,500 in purchases). Registration is currently open.

*Zappos.com is currently offering FREE VIP membership for a limited time only. Be sure to shop through vip.zappos.com. For more details, click here.

We hope you’re saving tons of money using your 5% cash back cards to do your holiday season. Here’s a friendly reminder that the first quarter of 2013 is right around the corner. Registration has already opened up for some cards and will open up within the next few days for the rest.

Here’s a breakdown of the categories being offered:

• Chase Freedom: Gas stations, Drugstores, and Starbucks stores. Up to $75 cash back ($1,500 in purchases). Sign up begins December 15th.
• Citi Dividend: Zappos.com*, Fitness clubs, Drugstores. Up to $300 cash back ($6,000 in purchases) per calendar year. Sign up not yet open.
• Discover Card: Restaurants and Movies. Up to $75 cash back ($1,500 in purchases). Registration is currently open.

*Zappos.com is currently offering FREE VIP membership for a limited time only. Be sure to shop through vip.zappos.com. For more details, click here.

Have a Chase Freedom, Sapphire, or Ink card? Make sure you maximize your rewards by registering Chase Ultimate Rewards. Points never expire and you can even combine points across various cards.

Other benefits include:

• At least one point per $ and up to 10 points per $
• Earn extra points for shopping online & traveling
• Use your points to bid on auctions for experiences, getaways, and more
• Points can be redeemed for:
  • Cash back
  • Merchandise
  • Gift cards
  • Experiences (think Mastercard Priceless or Citi Private Pass)
  • Travel

Points typically take 3-5 business days to appear on your statement, but can take up to 45 days.

Happy October! Today is the start of the 4th quarter. Have you activated your quarterly deals yet? Here’s quick summary of Discover, Chase Freedom, and Citi Dividend’s 4th quarter deals of 2012.

• Discover Card: 5% Cashback Bonus on department stores & online holiday shopping. Up to $75 cash back ($1,500 in purchases)
• Chase Freedom: 5% cash back on hotel, airline, Best Buy, and Kohl’s purchases. Up to $75 cash back ($1,500 in purchases)
• Citi Dividend: 5% cash back on electronic stores, toy stores, and Macy’s purchases

Chase Freedom cardholders: Activate the 5% cash deal NOW for October 1-December 31! For these months, you will earn 5% cash back on hotel, airline, Best Buy, and Kohl’s purchases. There is a limit of $1,500 spend in these categories, which translates to a limit of $75 back. Don’t forget that you earn 1% cash back on all other purchases too! Last day to activate is December 14th.

Chase Freedom cardholders: If you haven’t already, be sure to active this quarter’s deal! For the months of July-September, you could earn 5% cash back at gas stations & restaurants. There is a limit of $1,500 spend in these categories, which translates to a limit of $75 back. Don’t forget that you earn 1% cash back on all other purchases too! Last day to activate is September 14th.

Upcoming 5% cash back in October-December are effective towards hotel, airline, Best Buy, and Kohl’s purchases. Activation period begins September 15th. You can also opt to receive e-mail and text reminders!

The 2012 London Olympic Games are looming upon us! Chase members can make the most of their trip just by flashing their Visa card to gain exclusive access to Visa’s VIP Lounge. Up to 5 guests can also accompany cardholder, provided that there is space. This event is FREE, but as space is limited and sure to fill up quick, it is best to RSVP (you also receive a special welcome gift if you do).

The Visa VIP Lounge is located at 116 Pall Mall in London’s West End, just a short distance from the Olympic Games and other London sights. It will be open daily during the Olympic Games, July 27-August 12, from 10:00 am to midnight.

The VIP Lounge will feature:

• Celebrity Chef Morimoto Culinary Experiences*
• Appearances by Olympic Athletes
• Food, wine, beer and other refreshments daily
• Free Wi-Fi and more than 10 HDTVs throughout the Lounge

*Cardholders and up to 6 guests are limited to 2 culinary experiences by Iron Chef Morimoto. Registration can be done here. The calendar should be updated when more information becomes available. You can also opt to get updates via email.

The following cards should be accepted, but call first to confirm: British Airways Visa, Disney Premier, Disney Rewards, Fairmont, Freedom, Hyatt, Marriot Premier, Marriort Rewards, Priority Club, Ritz-Carlton, Sapphire Preferred, Slate, Southwest, United Club, United MileagePlus Explorer. If we’ve missed a card, please let us know in the comments.

Earn 5% Cash back on your Chase Freedom Card when you use the credit on Department Stores, Dining, Movie Theaters and Charitable Organizations from October 1, 2011 to December 31, 2011.  Maximum charge up to $1500 for the quarter.

You must first activate the Chase Freedom Credit Card to receive the 5% Cash Back.   You can activate it online or call the phone number on the back of your Chase Freedom.

If you have Chase Freedom Card, signup and get 3% cash back when using Chase Freedom card at Discount Stores, Computer/Electronic Stores and Bookstores during the 4th Quarter 2009 (October 2009 – December 2009).

If you don’t have Chase Freedom Card, Get $100 Bonus with 0% APR  if you sign up now

While the current Chase Freedom card is not as good as when it made their debut, it is still a solid credit card with decent cash back.  Right now,  Chase Freedom Card has  a $50 Cash Back bonus when you make your first purchase.  The card includes a 12-month 0% APR or 3-month 0% intro rate on purchases depending on your credit history.  Chase Freedom card always has a 1% cash back with 3% cash back on rotational categories each quarter.

A more detail Chase Freedom Card review will follow.

Chase Freedom Card

Chase Freedom Card is one of the best cash back credit card available on the market. You get back 3% of the total purchase. Most credit give you maximum of 1% but this card is 3% on 15 categories. Chase is very strict approval process. Must have excellent credit!

* Receive $50 after You Make Your First Purchase
* 3% Cash Back in Your Top 3 Everyday Spending Categories
* 1% Cash Back for Every $1 You Spend on All Other Purchases
* Receive an Extra $50 Each Time You Save and Redeem $200 in Rewards

Sign up to get your $50 cash reward plus 3% on cash back on your purchases