Chase Ultimate Rewards Mall

Have a Chase Freedom, Sapphire, or Ink card? Make sure you maximize your rewards by registering Chase Ultimate Rewards. Points never expire and you can even combine points across various cards.

Other benefits include:

  • At least one point per $ and up to 10 points per $
  • Earn extra points for shopping online & traveling
  • Use your points to bid on auctions for experiences, getaways, and more
  • Points can be redeemed for:
    • Cash back
    • Merchandise
    • Gift cards
    • Experiences (think Mastercard Priceless or Citi Private Pass)
    • Travel

Points typically take 3-5 business days to appear on your statement, but can take up to 45 days.

FREE VIP Lounge for Visa Chase Cardholders at the London Olympics

The 2012 London Olympic Games are looming upon us! Chase members can make the most of their trip just by flashing their Visa card to gain exclusive access to Visa’s VIP Lounge. Up to 5 guests can also accompany cardholder, provided that there is space. This event is FREE, but as space is limited and sure to fill up quick, it is best to RSVP (you also receive a special welcome gift if you do).

The Visa VIP Lounge is located at 116 Pall Mall in London’s West End, just a short distance from the Olympic Games and other London sights. It will be open daily during the Olympic Games, July 27-August 12, from 10:00 am to midnight.

The VIP Lounge will feature:

  • Celebrity Chef Morimoto Culinary Experiences*
  • Appearances by Olympic Athletes
  • Food, wine, beer and other refreshments daily
  • Free Wi-Fi and more than 10 HDTVs throughout the Lounge

*Cardholders and up to 6 guests are limited to 2 culinary experiences by Iron Chef Morimoto. Registration can be done here. The calendar should be updated when more information becomes available. You can also opt to get updates via email.

The following cards should be accepted, but call first to confirm: British Airways Visa, Disney Premier, Disney Rewards, Fairmont, Freedom, Hyatt, Marriot Premier, Marriort Rewards, Priority Club, Ritz-Carlton, Sapphire Preferred, Slate, Southwest, United Club, United MileagePlus Explorer. If we’ve missed a card, please let us know in the comments.

Chase Sapphire Preferred Credit Card $250 Gift Card Bonus

Chase Bank is offering $250 in gift card when you open a new Chase Sapphire Preferred Card.  The card does carry an annual fee of $95 but is waived for the first year.  Get 25,000 bonus points with your first purchase.  Also, your points are worth 25% more when used to book airfare online.

chase-sapphire-preferred

With any credit card you apply, make sure to read the fine print and look over the rates and fees carefully.

RATE, FEE AND OTHER COST INFORMATION

Annual Percentage Rate (APR) for purchases
10.24% variable.a
Other APRs
Balance Transfer APR: 10.24% variable.

Cash Advance APR: 19.24% variable

Default APR: Up to 29.99% variable. See explanation below.b

Overdraft Advance APR: 19.24% variable (not available in some states)

Variable rate information
The following APRs may vary monthly based on the Prime Rate:c

Purchase and Balance Transfer APR: The Prime Rate plus 6.99%.

Cash Advance APR: The Prime Rate plus 15.99%.

Default APR: The Prime Rate plus up to 26.99%, but not more than 29.99%.

Overdraft Advance APR: The Prime Rate plus 15.99%.

Grace period for repayment of purchase balances
At least 20 days.
Method of computing the balance for purchases
Average daily balance method (including new purchases).
Annual fee
None first year. After that, $95.00.
Minimum finance charge
$1.00
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00.
Transaction fees for cash advances
3% of the amount of the transaction, but not less than $10.00.
Late Payment fee
$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Credit-Limit fee
None
International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.