Happy October! Today is the start of the 4th quarter. Have you activated your quarterly deals yet? Here’s quick summary of Discover, Chase Freedom, and Citi Dividend’s 4th quarter deals of 2012.

• Discover Card: 5% Cashback Bonus on department stores & online holiday shopping. Up to $75 cash back ($1,500 in purchases)
• Chase Freedom: 5% cash back on hotel, airline, Best Buy, and Kohl’s purchases. Up to $75 cash back ($1,500 in purchases)
• Citi Dividend: 5% cash back on electronic stores, toy stores, and Macy’s purchases

Get a head start on Discover’s 4th quarter 5% Cashback Bonus offer. Today, September 1st, is the first day to register for the 4th quarter.  The offer for October-December is 5% cash back bonus on holiday shopping in department stores and online. Offer valid up to $1,500 in purchases, which translates to $75 cash back.

July through September, earn 5% cash back bonus on gas, theme parks, & movies with your Discover Card. Offer valid up to $1,500 in purchases, which translates to $75 cash back. Registration for this bonus is already open and is absolutely free!

There are new offers every 3 months. The offer for October-December is 5% cash back bonus on holiday shopping. Registration begins September 1st.

Discover is offering 5% Cash Back on Gas, Hotels, Movies and Theme Parks when you use your Discover Card from July 1, 2011 to September 30, 2011.   Maximum 5% cash back on $300 purchases during the 3 months.  So whenever you do anything fun during the summer, make sure to use your Discover Credit Card.

Click here to activate your 5% Discover Cash Back.  You must activate it first to earn 5% cash back or else it will be the standard 1%.