Open a M&T Bank Checking account with direct deposit and get $50 Cash Bonus.   No monthly service fee if you maintain a balance of $5,000 otherwise there is a $14 monthly service fee.

If you don’t want to maintain $5,000, you can open a M&T Totally Free Checking Account that has no minimum balance and no monthly service fees.  Instead of the $50 Cash bonus, you only get $25 Cash Bonus when yo open the M&T Totally Free Checking account.